Bread Financial Presents

State of the Economy

Thursday, June 25, 2026
1-1:45 p.m. EDT

If you’ve already registered, please join us on June 25 at 1:00 PM EDT for the webcast.

Speaker

Mike Schmidt

Macro Business Analytics Principal
Bread Financial

Mike Schmidt has over 30 years of expertise in consumer credit, macroeconomics and corporate strategy. He specializes in distilling complex economic concepts into actionable intelligence on consumer spending, payments and loyalty. Mike is a strategic advisor to Bread Financial’s senior leadership and Board of Directors, partnering with key stakeholders to navigate the business implications of the evolving macroeconomic landscape. His insights are vital for navigating market complexities and driving informed decision-making at the highest levels of the organization.

About Bread Financial®

Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S. consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers.

Bread Financial proudly marks 30 years of success in 2026. To learn more about our global associates, our performance and our sustainability progress, visit breadfinancial.com or follow us on Instagram and LinkedIn.